Sicko

I have not seen the movie Mr. Moore calls his greatest piece, but I am now experiencing American Healthcare system personally, so why see the movie?

I need surgery on my vocal cords so that I can possibly achieve a career in music, one I have been pushing for since I am young. The only problem is that I am finding out that my insurance may not cover this surgery. No good reason other then the fact that I have only been on my insurance for three consecutive months. Here in this country you must not only have insurance, you must have it for at least 12 months consecutively if you want to have any medical needs covered. Surgery that is. So if you are just reading this and are just recognizing that you need to get yourself some health insurance, please a) get it and then b) dont plan on walking outside because if you, let's say, god forbid, get hit by a car you will have to live with your injuries for over a year if you want your health insurance provider to give you any money towards your need. Oh, unless you are rich, then you can pay THOUSANDS of dollars just to sit in a hospital and fix it yourself.

I found out about this injury to my vocal chords three months into my insurance membership, my first attempt to deal with my problem was to see a doctor out of my network, then to try and switch up to an insurance plan that he might accept then to find out that a new insurance plan would count this as a preexisting condition, then to find out that maybe I might pay my doctor out of pocket and still have my hospital stay covered, then to find out that most doctors only participate with the hospital, to then find out that there is a doctor in my network who is capable of this surgery to then find out it still may not be covered because of my short membership with my insurance company. My options are looking like I either will have to BEG to have this done, because without this surgery I will be stuck at home, with no way of making money until March which is when I would LEGALLY be allowed to have this surgery and be sure my insurance would cover it, my other option is to pay $15000 for this surgery. $10,000 of which goes to my hospital stay. This is an in and out procedure, so im not sure why 2 hours in the hospital costs $10,000. If you must know, the professional who is going to actually fix my instrument would only cost about $4,000 which is a reasonable price, in my opinion, to save your life blood!

This is my precarious situation. I sit, I wait, I talk to insurance companies and billing managers at doctors offices all day. It's amazing.